Net Worth Calculator
Add up your assets and subtract your debts to calculate your total net worth.
Assets
Liabilities
DISCLAIMER: This calculator provides estimates for general informational and educational purposes only and is not financial, investment, tax, or legal advice. Results are approximate and may not reflect your actual situation, fees, taxes, or current rates. Consult a qualified professional before making financial decisions.
What Is the Net Worth Calculator?
The Net Worth Calculator totals your assets (cash, investments, property, vehicles and more) and subtracts your liabilities (mortgage, loans and credit-card debt) to give your overall net worth. Everything stays in your browser — nothing is saved or sent anywhere.
How It Works
Fill in the value of each asset and each debt you have. The totals and your net worth update instantly as you type.
When to Use It
Use it to take a financial snapshot, track your progress over time, or prepare for a loan or financial-planning conversation.
Frequently Asked Questions
- What counts as an asset vs a liability?
- Assets are things you own with value (savings, investments, property, vehicles). Liabilities are what you owe (mortgage, loans, credit-card balances). Net worth is assets minus liabilities.
- Can my net worth be negative?
- Yes — if your debts exceed your assets, net worth is negative (shown in red). It's common early on, e.g. with a large mortgage or student loans.
Last reviewed: 2026-06-27